Decentralized • Trustless • Transparent

Crypto Loans Powered by Your
On-Chain Reputation

Borrow in USDT/USDC at 0.5–2% monthly. No paperwork, no collateral, instant approval.

EtherSol analyzes your blockchain activity, DeFi portfolio, and NFT holdings to generate personalized credit offers. Your on-chain history is your credit score.

Solana Credit Ethereum Credit
Solana
SOL/USDT
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Ethereum
ETH/USDT
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Choose Your Network

Select the blockchain network for your credit line

SOL
Network

Solana Credit - Fast Crypto Loans

Lightning-fast crypto loan approvals on the fastest blockchain. Perfect for active DeFi users, NFT traders, and Solana holders seeking instant liquidity without selling assets.

Low fees - Sub-cent transaction costs
Fast approvals - Get credit in seconds
NFT/DeFi scoring - Boost your credit with activity
Launch Solana App
ETH
Network

Ethereum Credit - DeFi Loans

Access deep liquidity for crypto loans backed by Ethereum, the world's most secure smart contract platform. Ideal for ETH holders and DeFi power users.

Deep liquidity - Larger loan amounts
Reputation strength - Rich DeFi history analysis
Portfolio scoring - Multi-protocol activity tracking
Launch Ethereum App

How EtherSol Crypto Loans Work

Get your instant crypto loan in 4 simple steps - No KYC, no collateral, no credit checks. Borrow cryptocurrency using your on-chain DeFi reputation.

1

1. Connect Crypto Wallet

Link your Phantom, MetaMask, Trust Wallet, Coinbase Wallet, or any Web3 wallet to start your crypto loan application instantly. Works with all major cryptocurrency wallets.

2

2. AI On-Chain Credit Analysis

Our advanced AI analyzes your blockchain transaction history, DeFi protocol activity, staking positions, NFT portfolio, and crypto holdings to determine your creditworthiness for instant loan approval.

3

3. Get Instant Crypto Loan Offer

Receive personalized crypto credit terms and loan amounts based on your DeFi reputation score. Better on-chain activity = lower interest rates and higher borrowing limits.

4

4. Build DeFi Credit History

Timely crypto loan repayments improve your on-chain credit score, unlocking better interest rates, higher borrowing limits, and preferential terms for future DeFi loans.

Why Choose EtherSol for Crypto Loans

The best alternative to Binance, Coinbase, Aave, Compound - Leading decentralized crypto lending platform with instant approval and no collateral requirements

On-Chain Identity Credit System

No paperwork, no traditional credit checks, no waiting periods. Your blockchain activity and DeFi portfolio are your credit score. Get crypto loans instantly without banks or KYC.

Best Crypto Loan Rates - 0.5-2% Monthly

Transparent 0.5–2% monthly interest rates (6-24% APR) based on your on-chain reputation. Lower rates than most crypto exchanges and lending platforms. No hidden fees, no surprises, no prepayment penalties.

Instant Crypto Loan Approval

Get approved for cryptocurrency loans in seconds, not days. Automated smart contract execution provides instant liquidity. Faster than any traditional bank or crypto exchange lending service.

Multi-Chain Crypto Lending

Access crypto loans on both Solana (SOL) and Ethereum (ETH) blockchains. Borrow USDT/USDC stablecoins across multiple networks. Future support for Bitcoin, Polygon, Arbitrum, and more.

Advanced DeFi Credit Scoring

Your DeFi protocol activity (Uniswap, PancakeSwap, SushiSwap), yield farming, staking positions, liquidity provider (LP) tokens, NFT holdings, and crypto portfolio all contribute to your credit score for better loan terms.

Non-Custodial Crypto Loan Security

You maintain full control of your cryptocurrency assets. Audited smart contracts handle everything trustlessly. More secure than centralized crypto lending platforms like Celsius, BlockFi, or Nexo.

Trusted by DeFi Leaders & Crypto Traders

Join thousands of Bitcoin, Ethereum, and Solana holders already leveraging their on-chain reputation for instant crypto loans and DeFi credit

$0
Total Crypto Loans Issued

USDT/USDC loans across Solana and Ethereum blockchain networks

0
Active Crypto Borrowers

DeFi users building credit history and reputation on-chain with crypto loans

Crypto Loans FAQ - Common Questions

Everything you need to know about EtherSol crypto loans, DeFi lending, and blockchain credit

No. EtherSol is completely non-custodial. You maintain full control of your assets at all times. All loan operations are handled by audited smart contracts, and we never have access to your funds. Your wallet, your keys, your crypto.
No KYC required. We believe in financial privacy and the power of on-chain identity. Your blockchain activity is your identity—no personal documents, no selfies, no invasive verification. Just connect your wallet and you're ready to go.
Our AI analyzes multiple on-chain factors: transaction history, DeFi protocol interactions, NFT ownership and trading activity, staking positions, liquidity provision, wallet age, and overall portfolio size. The more active and consistent your on-chain presence, the higher your credit score and the better your loan terms.
Currently, we support Solana and Ethereum mainnet. We're actively working on expanding to additional EVM chains (Polygon, Arbitrum, Optimism) and other L1s. Each network has its own credit pool and reputation scoring system optimized for that blockchain's ecosystem.
You can borrow USDT and USDC stablecoins on both networks. Loan amounts range from $100 to $50,000 depending on your on-chain reputation score. Interest rates are 0.5–2% monthly (6–24% APR), with better scores earning lower rates.
Yes! We offer developer APIs and SDKs for both Solana and Ethereum. You can integrate our reputation scoring, credit assessment, and loan origination directly into your dApp, wallet, or DeFi protocol. Contact us for API access and documentation.

Ready to Get Your Instant Crypto Loan?

Join thousands of Bitcoin, Ethereum, and Solana holders already leveraging their on-chain reputation for instant cryptocurrency loans and DeFi liquidity. No banks, no credit checks, no waiting.

Start with Solana Start with Ethereum